Loan with B permit Switzerland

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  • BenutzernameMoneyland User Questions
  • Status Member
  • Registriert seit1/27/17
  • Beiträge2142

Is it possible to get a loan in Switzerland if I only hold a B residence permit?

 
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  • BenutzernameMoneyguru von moneyland.ch
  • OrtSchweiz
  • Status Expert
  • Registriert seit8/4/15
  • Beiträge4079

Greetings,

Many lenders approve loan applications from B residence permit holders.

Just select your residence status ("Permit B" under "Residence permit") in the moneyland.ch personal loan comparison to quickly find and compare loans which are available to B permit holders.

Terms and conditions generally apply. Lenders usually only accept applications from B permit holders who have been registered as residents in Switzerland for a certain amount of time (between 6 months and 2 years).

As a B permit holder you will not normally get the lowest available interest rates because the risk of default is higher.

Best regards from Moneyguru

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  • 50 KeyClub points as a welcome gift

  • Online private account with debit card

Swiss digital bank

Radicant

  • High interest on your everyday account

  • Best exchange rates

  • Up to 1% of card spending as saveback in the investment portfolio

Swiss Bank

Bank WIR Bankpaket Top

  • Free account & card

  • No exchange fees for foreign payments (interbank exchange rates)

  • 24 ATM withdrawals worldwide per year free of charge

Swiss digital bank

Alpian

  • CHF 100 welcome bonus

  • Favorable foreign exchange rates

  • Multi-currency account with Visa card (CHF, EUR, USD, GBP) 

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  • No account fees

  • Banking partner: Swissquote & Postfinance

  • CHF 20 trading credit with code «YUHMONEYLAND»

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