Loans for property owners

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  • BenutzernameMoneyland User Questions
  • Status Member
  • Registriert seit1/27/17
  • Beiträge2142

Can I get better interest rates for loans if I own property? Where can I get the best loan?

 
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  • BenutzernameMoneyguru von moneyland.ch
  • OrtSchweiz
  • Status Expert
  • Registriert seit8/4/15
  • Beiträge4063

Many Swiss lenders offer special, lower interest rates to people who own property in Switzerland because owning property automatically increases your creditworthiness.

Lenders which offer low interest rates to homeowners include Bank-now, Cashgate and CreditGate24, among others.

Just note that if you plan to use the money to renovate your property, a mortgage will normally work out much cheaper than a personal loan.

Best regards from Moneyguru

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Swiss digital bank

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  • 1% interest on your everyday account

  • Best exchange rates

  • 1% of card spending as saveback in the investment portfolio

Swiss digital bank

Alpian

  • CHF 100 welcome bonus

  • Favorable foreign exchange rates

  • Multi-currency account with Visa card (CHF, EUR, USD, GBP) 

Free bank account

Yuh

  • No account fees

  • Banking partner: Swissquote & Postfinance

  • CHF 20 trading credit with code «YUHMONEYLAND»

Online private account

UBS key4

  • 50 KeyClub points as a welcome gift

  • Online private account with debit card

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