Loans for starting a business

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  • BenutzernameMoneyland User Questions
  • Status Member
  • Registriert seit1/27/17
  • Beiträge2142

How should I go about getting a loan to start a new business in Switzerland?

 
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  • BenutzernameMoneyguru von moneyland.ch
  • OrtSchweiz
  • Status Expert
  • Registriert seit8/4/15
  • Beiträge4079

Hi there,

Swiss lenders generally do not provide business loans to new businesses. Typically, a business must be fairly well established to be considered for a business loan.

However, you could consider contacting lenders directly and explaining your situation. You can find all business loans listed in the unbiased moneyland.ch business loan comparison tool.

If you are self-employed, you may be able to get a personal loan with which you can finance your business (compare personal loans now).

Alternatives for new businesses looking for funding include finding investors or approaching venture capital providers. Crowdfunding and peer to peer loans are also options.

Best regards from Moneyguru

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Cheap bank accounts with card

Online private account

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  • 50 KeyClub points as a welcome gift

  • Online private account with debit card

Swiss digital bank

Radicant

  • High interest on your everyday account

  • Best exchange rates

  • Up to 1% of card spending as saveback in the investment portfolio

Swiss Bank

Bank WIR Bankpaket Top

  • Free account & card

  • No exchange fees for foreign payments (interbank exchange rates)

  • 24 ATM withdrawals worldwide per year free of charge

Swiss digital bank

Alpian

  • CHF 100 welcome bonus

  • Favorable foreign exchange rates

  • Multi-currency account with Visa card (CHF, EUR, USD, GBP) 

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UBS key4

50 KeyClub points as a welcome gift