Loans from Swiss cantonal banks

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  • BenutzernameMoneyland User Questions
  • Status Member
  • Registriert seit1/27/17
  • Beiträge2142

Have you got any experience with loans from a Swiss cantonal bank? Woudl you recommend loans from these banks? Any catches?

 
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  • BenutzernameMoneyguru von moneyland.ch
  • OrtSchweiz
  • Status Expert
  • Registriert seit8/4/15
  • Beiträge4079

Hi there,

Most Swiss cantonal banks, regional banks and Raiffeisen banks provide loans from the joint venture Cashgate. This lender uses dynamic pricing, with the interest rate used being based on each borrowers creditworthiness (income, credit history, home ownership status).

You can use the interactive personal loan comparison on moneyland.ch to find out how Cashgate's range of interest rates compares to those of Cembra, Bank-now, Migros Bank and online lenders like Bob Money, Enyfinance, Lend, CreditGate24, etc.

You can find more information about Cashgate here.

Best regards from Moneyguru

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Cheap bank accounts with card

Online private account

UBS key4

  • 50 KeyClub points as a welcome gift

  • Online private account with debit card

Swiss digital bank

Radicant

  • High interest on your everyday account

  • Best exchange rates

  • Up to 1% of card spending as saveback in the investment portfolio

Swiss Bank

Bank WIR Bankpaket Top

  • Free account & card

  • No exchange fees for foreign payments (interbank exchange rates)

  • 24 ATM withdrawals worldwide per year free of charge

Swiss digital bank

Alpian

  • CHF 100 welcome bonus

  • Favorable foreign exchange rates

  • Multi-currency account with Visa card (CHF, EUR, USD, GBP) 

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  • Banking partner: Swissquote & Postfinance

  • CHF 20 trading credit with code «YUHMONEYLAND»

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