Longest loan term

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  • BenutzernameMoneyland User Questions
  • Status Member
  • Registriert seit1/27/17
  • Beiträge2142

I want to get a loan with the longest possible loan term. What is the longest loan term available?

 
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  • BenutzernameMoneyguru von moneyland.ch
  • OrtSchweiz
  • Status Expert
  • Registriert seit8/4/15
  • Beiträge4079

Hi there,

Most Swiss lenders require a minimum loan term of 6 months.

The maximum loan term offered by many lenders is 60 months. Some lenders offer loan terms as long as 72 months, while a handful of lenders offer loan terms of up to 120 months.

However, getting a loan with a long term is not advisable because the longer the loan term is, the high the total cost of the loan will be.

The unbiased interactive loan comparison on moneyland.ch is Switzerland's most complete and lets you select the loan term you need. Only loans which are available with the loan term you specify are included in results.

Best regards from Moneyguru.

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Cheap bank accounts with card

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  • 50 KeyClub points as a welcome gift

  • Online private account with debit card

Swiss digital bank

Radicant

  • High interest on your everyday account

  • Best exchange rates

  • Up to 1% of card spending as saveback in the investment portfolio

Swiss Bank

Bank WIR Bankpaket Top

  • Free account & card

  • No exchange fees for foreign payments (interbank exchange rates)

  • 24 ATM withdrawals worldwide per year free of charge

Swiss digital bank

Alpian

  • CHF 100 welcome bonus

  • Favorable foreign exchange rates

  • Multi-currency account with Visa card (CHF, EUR, USD, GBP) 

Free bank account

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  • Banking partner: Swissquote & Postfinance

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