Maestro vs. Postfinance card for online payments in Switzerland

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  • BenutzernameMoneyland User Questions
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  • Registriert seit1/27/17
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I use the Internet to buy airline tickets, coupons and occasionally to shop for specific items. Which debit card is more widely accepted for online payments in Switzerland – the Maestro card or the Postfinance card?

 
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  • BenutzernameMoneyguru von moneyland.ch
  • OrtSchweiz
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  • Registriert seit8/4/15
  • Beiträge4072

In Switzerland, only PostFinance debit cards are widely accepted by online merchants. Few (if any) online merchants accept Maestro cards and V-Pay cards.

 
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  • BenutzernameMoneyguru von moneyland.ch
  • OrtSchweiz
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  • Registriert seit8/4/15
  • Beiträge4072

Update 2020: Swiss banks are currently extending/upgrading their Maestro debit cards to the Debit Mastercard and/or the Visa Debit cards.

The Debit Mastercard and the Visa Debit add card-not-present transaction functionality. This means you can use them to make online purchases.

While the PostFinance card can be used to pay for purchases from many Swiss online merchants, the Debit Mastercard and the Visa Debit can be used to pay for purchases from most online merchants worldwide which accept Mastercard or Visa respectively.

You can find detailed information here:
Debit Mastercard review
Changes to debit cards at Swiss banks explained

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Swiss Bank

Bank WIR Bankpaket Top

  • Free account & card

  • No exchange fees for foreign payments (interbank exchange rates)

  • 24 ATM withdrawals worldwide per year free of charge

Swiss digital bank

Radicant

  • High interest on your everyday account

  • Best exchange rates

  • Up to 1% of card spending as saveback in the investment portfolio

Free bank account

Yuh

  • No account fees

  • Banking partner: Swissquote & Postfinance

  • CHF 20 trading credit with code «YUHMONEYLAND»

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  • CHF 100 welcome bonus

  • Favorable foreign exchange rates

  • Multi-currency account with Visa card (CHF, EUR, USD, GBP) 

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  • 50 KeyClub points as a welcome gift

  • Online private account with debit card

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