Maximum loan amount in Switzerland

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  • BenutzernameMoneyland User Questions
  • Status Member
  • Registriert seit1/27/17
  • Beiträge2142

Is there a limit on how much money I can borrow in a single loan in Switzerland? I've heard conflicting opinions about this and would be grateful for a clarification.

 
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  • BenutzernameMoneyguru von moneyland.ch
  • OrtSchweiz
  • Status Expert
  • Registriert seit8/4/15
  • Beiträge4079

Yes, there is a limit to the amount of money you can borrow through a personal loan. In order for a loan to be classified as a consumer loan and benefit from legal regulations for consumer loans, it cannot exceed 80,000 Swiss francs. Some lender place much lower limits on maximum loan amounts (40,000 francs, for example).

The personal loan comparison on moneyland.ch lets you enter the amount you want to borrow and limits results to loans which are available for that amount.

More on this topic:
Interactive loan comparison
The costs of loans explained
Swiss loans: Requirements for approval
Online loans in Switzerland
Personal loans in Switzerland: Tips

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Cheap bank accounts with card

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UBS key4

  • 50 KeyClub points as a welcome gift

  • Online private account with debit card

Swiss digital bank

Radicant

  • High interest on your everyday account

  • Best exchange rates

  • Up to 1% of card spending as saveback in the investment portfolio

Swiss Bank

Bank WIR Bankpaket Top

  • Free account & card

  • No exchange fees for foreign payments (interbank exchange rates)

  • 24 ATM withdrawals worldwide per year free of charge

Swiss digital bank

Alpian

  • CHF 100 welcome bonus

  • Favorable foreign exchange rates

  • Multi-currency account with Visa card (CHF, EUR, USD, GBP) 

Free bank account

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  • No account fees

  • Banking partner: Swissquote & Postfinance

  • CHF 20 trading credit with code «YUHMONEYLAND»

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