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  • BenutzernameMoneyland User Questions
  • Status Member
  • Registriert seit1/27/17
  • Beiträge2142

What is the best loans place for small loans? Which is cheapest and most reliable? Any experience with this?

 
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  • BenutzernameMoneyguru von moneyland.ch
  • OrtSchweiz
  • Status Expert
  • Registriert seit8/4/15
  • Beiträge4079

Greetings,

All registered Swiss personal loan providers are listed in the free, interactive personal loan comparison on moneyland.ch.

Just enter the amount you want to borrow to find the best deals on loans for that amount. Only lenders which provide personal loans of the requested size are included in comparison results.

Loans between CHF 500 and CHF 80,000 are governed by Swiss consumer credit laws. Effective interest rates for these loans cannot exceed the legal maximum of 10%. As a general rule, the better your creditworthiness, the lower the interest rate you can get.

The minimum loan available varies between lenders. Some lenders, including Cembra Money Bank, provide loans as small as CHF 500. Other lenders, like Migros Bank and Bob Money, require a minimum loan size of CHF 1000. Lend, Creditgate24 and some other lenders do not provide loans lower than CHF 5000. For certain home loans from Bank-now, a minimum of CHF 10,000 is required.

Be aware that there are many foreign lenders and pseudo-lenders which operate websites with Swiss ".ch" domains. These are not registered in Switzerland and are not governed by Swiss consumer credit laws. Many websites are run by lending scams posing as loan providers. We recommend that you stick to registered Swiss lenders, all of which are included in the moneyland.ch comparison.

Best regards from Moneyguru

More on this topic:
Personal loans comparison
Criteria for getting a loan in Switzerland
 

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Cheap bank accounts with card

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  • 50 KeyClub points as a welcome gift

  • Online private account with debit card

Swiss digital bank

Radicant

  • High interest on your everyday account

  • Best exchange rates

  • Up to 1% of card spending as saveback in the investment portfolio

Swiss Bank

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  • Free account & card

  • No exchange fees for foreign payments (interbank exchange rates)

  • 24 ATM withdrawals worldwide per year free of charge

Swiss digital bank

Alpian

  • CHF 100 welcome bonus

  • Favorable foreign exchange rates

  • Multi-currency account with Visa card (CHF, EUR, USD, GBP) 

Free bank account

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  • No account fees

  • Banking partner: Swissquote & Postfinance

  • CHF 20 trading credit with code «YUHMONEYLAND»

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