Minimum claims for Swiss legal insurance

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  • BenutzernameMoneyland User Questions
  • Status Member
  • Registriert seit1/27/17
  • Beiträge2142

I made my first legal expenses insurance claim and the insurance company told me they would not cover costs because the expenses are too low for coverage. Is this the norm with Swiss legal insurance?

 
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  • BenutzernameMoneyguru von moneyland.ch
  • OrtSchweiz
  • Status Expert
  • Registriert seit8/4/15
  • Beiträge4072

Hi there,

Many legal insurance providers only cover legal expense claims when these exceed a minimum amount. This minimum amount may be anywhere from CHF 300 to CHF 2000, making the insurance coverage worthless for minor legal cases.

You can find out which legal insurance policies have the best conditions by selecting the "Minimum amount in dispute" sort option in the moneyland.ch legal insurance comparison.

Best regards from Moneyguru

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  • No exchange fees for foreign payments (interbank exchange rates)

  • 24 ATM withdrawals worldwide per year free of charge

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  • High interest on your everyday account

  • Best exchange rates

  • Up to 1% of card spending as saveback in the investment portfolio

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  • No account fees

  • Banking partner: Swissquote & Postfinance

  • CHF 20 trading credit with code «YUHMONEYLAND»

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  • CHF 100 welcome bonus

  • Favorable foreign exchange rates

  • Multi-currency account with Visa card (CHF, EUR, USD, GBP) 

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