- BenutzernameMoneyland User Questions
- Status Member
- Registriert seit1/27/17
- Beiträge2142
Is it technically possible to have more than one loan at the same time in Switzerland?
Here you will find the right answers
The moneyland.ch forum lets you exchange knowledge on numerous topics related to money and get answers to your questions at any time. Join forum users and experts in discussions relating to banking, investment, insurance, retirement, telecom and everyday money topics.
Show categories
Is it technically possible to have more than one loan at the same time in Switzerland?
Greetings,
It is possible to be approved for more than one loan simultaneously if your creditworthiness is good enough.
According to statistics released by the ZEK in 2015, aroudn 14.4% of Switzerland's residents are servicing two loans. Aroung 3.3% of residents have more than two loan agreements.
In some circumstances it can make sense to replace your existing loan with a larger loan through refinancing, rather than getting two separate loans.
Best regards from Moneyguru
More on this topic:
Loan refinancing explained
Loan refinancing calculator
Personal loan comparison
Cheap bank accounts with card
Cheap bank accounts with card
UBS key4
50 KeyClub points as a welcome gift
Online private account with debit card
Radicant
High interest on your everyday account
Best exchange rates
Up to 1% of card spending as saveback in the investment portfolio
Bank WIR Bankpaket Top
Free account & card
No exchange fees for foreign payments (interbank exchange rates)
24 ATM withdrawals worldwide per year free of charge
Alpian
CHF 100 welcome bonus
Favorable foreign exchange rates
Multi-currency account with Visa card (CHF, EUR, USD, GBP)
Yuh
No account fees
Banking partner: Swissquote & Postfinance
CHF 20 trading credit with code «YUHMONEYLAND»
UBS key4
50 KeyClub points as a welcome gift