Mortgage auction Switzerland

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  • BenutzernameMoneyland User Questions
  • Status Member
  • Registriert seit1/27/17
  • Beiträge2142

Is there any way I can auction off a mortgage or mortgage application in Switzerland? What are the options and how much does it cost?

 
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  • BenutzernameMoneyguru von moneyland.ch
  • OrtSchweiz
  • Status Expert
  • Registriert seit8/4/15
  • Beiträge4072

Hi there,

There are a number of service providers in Switzerland which let you provide your information and receive offers from multiple banks for your mortgage. In this sense, you can put your mortgage on "auction" and let lenders place their bids.

These auction services are typically run by mortgage brokers, which either recieve commissions for onboarding you as a mortgage customer or charge you a fee for their service. Genuine auctions on which you can sell your mortgage on your own terms and find bidders willing to meet your terms do not currently exist in Switzerland.

An alternative is to use the moneyland.ch mortgage comparison to compare the guide rates of all Swiss mortgage offers based on your needs and to request free quotes. You can then compare quotes and calculate the full costs using the moneyland.ch mortgage calculators.

Best regards from Moneyguru

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  • Free account & card

  • No exchange fees for foreign payments (interbank exchange rates)

  • 24 ATM withdrawals worldwide per year free of charge

Swiss digital bank

Radicant

  • High interest on your everyday account

  • Best exchange rates

  • Up to 1% of card spending as saveback in the investment portfolio

Free bank account

Yuh

  • No account fees

  • Banking partner: Swissquote & Postfinance

  • CHF 20 trading credit with code «YUHMONEYLAND»

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Alpian

  • CHF 100 welcome bonus

  • Favorable foreign exchange rates

  • Multi-currency account with Visa card (CHF, EUR, USD, GBP) 

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  • 50 KeyClub points as a welcome gift

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