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Which mortgages work best for buying investment properties? What should I know about mortgaging investment properties? Are there any exceptionally good offers on the Swiss mortgage market?
Hello,
Here are some tips for investing in property using mortgages:
1. Note that retirement assets (2a and 3a) normally cannot be used to finance the purchase of investment properties.
2. Interest rates can change. Mortgage interest rates are currently very low, but that can change at any time and it is impossible to predict exactly when and how rates will change.
3. Loan-to-value ratios: High down payments are required for investment property mortgages.
4. LIBOR-based mortgages should not be your first choice. Long-term mortgages allow you to plan out your investment over longer terms and are generally a better choice for investment properties.
You can learn more in our guide to mortgages for investment properties.
Best regards from Moneyguru
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