Here you will find the right answers
The moneyland.ch forum lets you exchange knowledge on numerous topics related to money and get answers to your questions at any time. Join forum users and experts in discussions relating to banking, investment, insurance, retirement, telecom and everyday money topics.
Show categories
Are mortgages from insurance companies different from mortgages offered by banks? What are the arguments for getting a mortgage from an insurance company instead of a bank?
Hi there,
Mortgaging a property using a home loan from a Swiss insurance company is little different to mortgaging a propert to a bank. Affordability requirements are similar, although eligibility requirements (the condition and location of the property in question, for example) are often more stringent.
Insurance companies often offer only mid- to long-term mortgages, but interest rates on these are often competitive.
You can compare mortgages from insurance companies with mortgages from banks and pension funds using the unbiased mortgage comparison on moneyland.ch.
Best regards from Moneyguru
Cheap bank accounts with card
Cheap bank accounts with card
Bank WIR Bankpaket Top
Free account & card
No exchange fees for foreign payments (interbank exchange rates)
24 ATM withdrawals worldwide per year free of charge
Radicant
High interest on your everyday account
Best exchange rates
Up to 1% of card spending as saveback in the investment portfolio
Yuh
No account fees
Banking partner: Swissquote & Postfinance
CHF 20 trading credit with code «YUHMONEYLAND»
Alpian
CHF 100 welcome bonus
Favorable foreign exchange rates
Multi-currency account with Visa card (CHF, EUR, USD, GBP)
UBS key4
50 KeyClub points as a welcome gift
Online private account with debit card
Deal of the Day 
Swiss Bank
Bank WIR Bankpaket Top
Free account & card
