English

Online mortgages

Here you will find the right answers

Forum Banking Forum Mortgages Online mortgages

Your web browser does not support JavaScript, or you have temporarily disabled scripting. This site needs JavaScript to function correctly.

About Moneyland Forum

The moneyland.ch forum lets you exchange knowledge on numerous topics related to money and get answers to your questions at any time. Join forum users and experts in discussions relating to banking, investment, insurance, retirement, telecom and everyday money topics.

Show categories

Forum

Categories

BenutzernameMoneyland User Questions
Status Member
Registriert seit1/27/17
Beiträge2142

February 21, 2017, 4:37:18 PM

Are there any mortgage providers in Switzerland which let me get a mortgage online?

BenutzernameMoneyguru von moneyland.ch
OrtSchweiz
Status Expert
Registriert seit8/4/15
Beiträge4072

February 21, 2017, 5:17:10 PM

Greetings,

Relatively few purely online mortgages are available in Switzerland. Lenders which offer mortgages online include Swissquote (mortgages from the Basellandschaftlichen Kantonalbank), Hypomat (Glarner Kantonalbank), Homegate (mortgages from the Zürcher Kantonalbank), e-hypo.ch (Schwyzer Kantonalbank) and Swiss Life Direct.

Online offers are generally somewhat limited compared to mortgages available directly at bank branch offices. Example: Many online mortgages are only offered with 10-year terms.

Before mortgaging a property online, you should have a thorough understanding of how mortgages work. If you are already familiar with mortgages, and possibly already have a mortgage yourself, then online mortgages are definitely worth considering. These are often more affordable than equivalent mortgages obtained from bank consultants.

Regardless of how you choose to apply for mortgages, signed confirmation on paper is required when you sign up for any bank products in Switzerland.

More on this topic:
Online mortgages in Switzerland compared
Swiss mortgage comparison