Here you will find the right answers
The moneyland.ch forum lets you exchange knowledge on numerous topics related to money and get answers to your questions at any time. Join forum users and experts in discussions relating to banking, investment, insurance, retirement, telecom and everyday money topics.
Show categories
When I use my credit card to pay at stores in Germany and elsewhere, some cashiers ask me if I wan to pay in Swiss francs or in the local currency. Which is the cheaper option?
Which makes more sense?
Hi there,
As a rule, having merchants outside of Switzerland charge your credit card in the local currency is usually cheaper. The exchange rates used by merchants to convert charges to Swiss francs are often very unfavorable.
Best regards from Moneyguru
More on this topic:
Swiss Credit Cards: Foreign Transaction Fees
Credit Card Use Abroad: Which Currency to Choose?
Making Payments and Cash Withdrawals Outside of Switzerland
Cheap bank accounts with card
Cheap bank accounts with card
UBS key4
50 KeyClub points as a welcome gift
Online private account with debit card
Radicant
High interest on your everyday account
Best exchange rates
Up to 1% of card spending as saveback in the investment portfolio
Bank WIR Bankpaket Top
Free account & card
No exchange fees for foreign payments (interbank exchange rates)
24 ATM withdrawals worldwide per year free of charge
Alpian
CHF 100 welcome bonus
Favorable foreign exchange rates
Multi-currency account with Visa card (CHF, EUR, USD, GBP)
Yuh
No account fees
Banking partner: Swissquote & Postfinance
CHF 20 trading credit with code «YUHMONEYLAND»
Deal of the Day 
Online private account
UBS key4
50 KeyClub points as a welcome gift
