Postal loans Switzerland

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  • BenutzernameMoneyland User Questions
  • Status Member
  • Registriert seit1/27/17
  • Beiträge2142

Do post offices in Switzerland offer loans? If so, how should I go about getting a postal loan?

 
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  • BenutzernameMoneyguru von moneyland.ch
  • OrtSchweiz
  • Status Expert
  • Registriert seit8/4/15
  • Beiträge4079

Greetings,

Swiss post offices do not provide postal loans. Postfinance, the Swiss postal bank, does not offer personal loans either.

However, PostFinance recently gained a stake in Lendico - a business loans provider. PostFinance also offers a business current account which allows for overdrafts as high as CHF 20,000.

You can find loans from all major Swiss personal loans providers in the moneyland.ch personal loan comparison.

Best regards from Moneyguru

More on this topic:
Personal loans: Eligibility criteria
Personal loans: Common mistakes
Personal loans: Useful tips
Personal loans: Tax deductions

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Cheap bank accounts with card

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  • 50 KeyClub points as a welcome gift

  • Online private account with debit card

Swiss digital bank

Radicant

  • High interest on your everyday account

  • Best exchange rates

  • Up to 1% of card spending as saveback in the investment portfolio

Swiss Bank

Bank WIR Bankpaket Top

  • Free account & card

  • No exchange fees for foreign payments (interbank exchange rates)

  • 24 ATM withdrawals worldwide per year free of charge

Swiss digital bank

Alpian

  • CHF 100 welcome bonus

  • Favorable foreign exchange rates

  • Multi-currency account with Visa card (CHF, EUR, USD, GBP) 

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