Prepaid credit cards for young people

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  • BenutzernameMoneyland User Questions
  • Status Member
  • Registriert seit1/27/17
  • Beiträge2142

Hi everyone, I am looking for a prepaid card. I'm 18. Any recommendations? If I can use the card to shop on credit that would be great too.

 
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  • BenutzernameMoneyguru von moneyland.ch
  • OrtSchweiz
  • Status Expert
  • Registriert seit8/4/15
  • Beiträge4079

Hi there,

Most card issuers provide prepaid cards to those aged 18 and over. Unless you are looking for special benefits like travel insurance, you should primarily consider the costs of using a prepaid card. Costs to look out for include annual fees, loading fees, foreign transaction fees and cash advance fees.

Other fees that may apply include fees for paper statements (if you do not specify that you want to receive paper statements) and postal charges (if you load the card using postal deposit slips).

It is also worth considering the rewards which you earn by using a prepaid card.

The moneyland.ch credit card comparison clearly shows the costs of each card and provides unbiased ratings of card benefits. You can limit comparison results to show only prepaid card by selecting the "Prepaid" filter under "Card type".

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Request now for free

Cheap bank accounts with card

Online private account

UBS key4

  • 50 KeyClub points as a welcome gift

  • Online private account with debit card

Swiss digital bank

Radicant

  • High interest on your everyday account

  • Best exchange rates

  • Up to 1% of card spending as saveback in the investment portfolio

Swiss Bank

Bank WIR Bankpaket Top

  • Free account & card

  • No exchange fees for foreign payments (interbank exchange rates)

  • 24 ATM withdrawals worldwide per year free of charge

Swiss digital bank

Alpian

  • CHF 100 welcome bonus

  • Favorable foreign exchange rates

  • Multi-currency account with Visa card (CHF, EUR, USD, GBP) 

Free bank account

Yuh

  • No account fees

  • Banking partner: Swissquote & Postfinance

  • CHF 20 trading credit with code «YUHMONEYLAND»

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Online private account

UBS key4

50 KeyClub points as a welcome gift