Private account calculations

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  • BenutzernameMoneyland-Nutzer-Fragen
  • OrtSchweiz
  • Status Member
  • Registriert seit1/30/17
  • Beiträge843

Thank you for the services you provide.

I have a doubt about the comparison of private accounts: when I click the blue “+” button on each row of a list like this one (https://www.moneyland.ch/en/privateAccount/list) I see a “breakdown of costs for 1 year”. What is, exactly, this information? For example, is the “payment order costs” the average costs for payment orders over one year or is it a fixed price to pay?

Thank you if you can explain a little bit what this information means and/or where to find out more.

Best regards,

 
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  • BenutzernameMoneyguru von moneyland.ch
  • OrtSchweiz
  • Status Expert
  • Registriert seit8/4/15
  • Beiträge4079

Dear Sir,

The breakdown of costs shows the TOTAL of fees and costs according to your profile you have chosen (for example "average user"). You can also select "individual profile" if you want to determine your profile yourself.

If you choose "1 year", the total costs for 1 year will be shown. If you choose "2 years", the total costs for 2 years will be shown and so on.

You can find the explanation of profiles here.
You can find the basis of calculation here.

Best regards

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Cheap bank accounts with card

Online private account

UBS key4

  • 50 KeyClub points as a welcome gift

  • Online private account with debit card

Swiss digital bank

Radicant

  • High interest on your everyday account

  • Best exchange rates

  • Up to 1% of card spending as saveback in the investment portfolio

Swiss Bank

Bank WIR Bankpaket Top

  • Free account & card

  • No exchange fees for foreign payments (interbank exchange rates)

  • 24 ATM withdrawals worldwide per year free of charge

Swiss digital bank

Alpian

  • CHF 100 welcome bonus

  • Favorable foreign exchange rates

  • Multi-currency account with Visa card (CHF, EUR, USD, GBP) 

Free bank account

Yuh

  • No account fees

  • Banking partner: Swissquote & Postfinance

  • CHF 20 trading credit with code «YUHMONEYLAND»

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Online private account

UBS key4

50 KeyClub points as a welcome gift