Risikomat life insurance user experiences

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  • BenutzernameMoneyland User Questions
  • Status Member
  • Registriert seit1/27/17
  • Beiträge2142

Good day. I recently came across Risikomat, the online life insurance portal from the Glarner Kantonalbank. It looked interesting but I wanted a professional opinion. What do you think of this service and the policies offered?

 
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  • BenutzernameMoneyguru von moneyland.ch
  • OrtSchweiz
  • Status Expert
  • Registriert seit8/4/15
  • Beiträge4079

Premiums for life insurance policies from Risikomat appea to be exceptionally low during the first year, but they increase steadily year on year after that. Depending on the insurance term, premiums can be higher on average than those of some other policies. It also seems that annual premiums are only fixed during the first three years.

Comparing Risikomat premiums with those of conventional life insurance policies before making a decision is important.

More on this topic:
Life insurance comparison
Risikomat

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Request now for free

Cheap bank accounts with card

Free bank account

Yuh

  • No account fees

  • Banking partner: Swissquote & Postfinance

  • CHF 20 trading credit with code «YUHMONEYLAND»

Swiss digital bank

Radicant

  • High interest on your everyday account

  • Best exchange rates

  • Up to 1% of card spending as saveback in the investment portfolio

Swiss Bank

Bank WIR Bankpaket Top

  • Free account & card

  • No exchange fees for foreign payments (interbank exchange rates)

  • 24 ATM withdrawals worldwide per year free of charge

Swiss digital bank

Alpian

  • CHF 100 welcome bonus

  • Favorable foreign exchange rates

  • Multi-currency account with Visa card (CHF, EUR, USD, GBP) 

Online private account

UBS key4

  • 50 KeyClub points as a welcome gift

  • Online private account with debit card

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