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Hi there. What do you think about the Medpharm managed care policy from Swiss health insurance company SWICA? The idea seems to be that you go to a pharmacy as a first stop and then they refer you to a doctor or specialist if needed. The premiums seem competitive, but how practical is this system in real life? Has anyone used this policy or a similar system?
Hi there,
The pharmacy model of compulsory Swiss health insurance is relatively new. The idea behind this model is that policyholders consult a pharmacist as a first stop. The pharmacist then either prescribes a treatment or refers you to a doctor or specialist.
This model can be beneficial for people who have easier access to a pharmacy than a family doctor or HMO center, for example.
You can compare the costs of pharmacy model policies with those of other kinds of policies using the health insurance comparison on moneyland.ch.
Best regards from Moneyguru
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