Swiss bank for border hoppers

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  • BenutzernameMoneyland User Questions
  • Status Member
  • Registriert seit1/27/17
  • Beiträge2142

Dear Sirs/Madames,

I just started working in Switzerland, and still live in Germany.

Which Swiss bank is best suited to border hoppers? Is there anything important I should pay attention to?

Thank you for your help with this.

 
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  • BenutzernameMoneyguru von moneyland.ch
  • OrtSchweiz
  • Status Expert
  • Registriert seit8/4/15
  • Beiträge4072

Hi there,

Many Swiss banks charge high additional fees to private account customers who live outside of Switzerland. However, a handful of banks do not charge this markup. At these banks you pay the same fees paid by resident customers.

Our guide to bank accounts for cross-border workers explains which banks are most favorable to non-resident customers.

Best regards from Moneyguru

 
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  • BenutzernameMoneyguru von moneyland.ch
  • OrtSchweiz
  • Status Expert
  • Registriert seit8/4/15
  • Beiträge4072

Some Swiss neobanks now allow cross-border workers to open accounts online. You can get an overview in these articles:
Swiss bank fees for non-residents explained
Neobanks in Switzerland: A comprehensive guide

Request now for free

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Request now for free

Cheap bank accounts with card

Swiss Bank

Bank WIR Bankpaket Top

  • Free account & card

  • No exchange fees for foreign payments (interbank exchange rates)

  • 24 ATM withdrawals worldwide per year free of charge

Swiss digital bank

Radicant

  • High interest on your everyday account

  • Best exchange rates

  • Up to 1% of card spending as saveback in the investment portfolio

Free bank account

Yuh

  • No account fees

  • Banking partner: Swissquote & Postfinance

  • CHF 20 trading credit with code «YUHMONEYLAND»

Swiss digital bank

Alpian

  • CHF 100 welcome bonus

  • Favorable foreign exchange rates

  • Multi-currency account with Visa card (CHF, EUR, USD, GBP) 

Online private account

UBS key4

  • 50 KeyClub points as a welcome gift

  • Online private account with debit card

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Swiss Bank

Bank WIR Bankpaket Top

Free account & card