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Swiss death grant insurance

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Forum Insurance Forum Life Insurance Swiss death grant insurance

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BenutzernameMoneyland User Questions
Status Member
Registriert seit1/27/17
Beiträge2142

March 7, 2017, 10:57:40 AM

Is getting insurance for a death grant or funeral grant a thing in Switzerland? Has anyone here gotten this insurance?

BenutzernameMoneyguru von moneyland.ch
OrtSchweiz
Status Expert
Registriert seit8/4/15
Beiträge4079

March 8, 2017, 1:50:07 PM

Greetings,

Funeral insurance and similar death benefits are - in simple terms - just life insurance with a low sum insured. When the insured person dies, their beneficiary receives a small benefit (normally no more than several thousand francs). This amount can be used to cover costs related to the funeral or administrative tasks.

However, consumer watchdogs advise against getting funeral insurance because on average, policyholders pay more in premiums than their beneficiaries receive in benefits.

Funeral insurance is less popular in Switzerland than it is in neighboring Germany. If you feel the need to get life insurance, then consider getting a regular life insurance policy. You can find the best coverage for your needs using the moneyland.ch life insurance comparison.

Best regards from Moneyguru