Swiss health insurance medicine coverage

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  • BenutzernameMoneyland User Questions
  • Status Member
  • Registriert seit1/27/17
  • Beiträge2142

Can you tell me whether Swiss health insurance also covers the cost of medicines? Are some medicines covered by my obligatory insurance and some by my voluntary health insurance?

Thanks

 
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  • BenutzernameMoneyguru von moneyland.ch
  • OrtSchweiz
  • Status Expert
  • Registriert seit8/4/15
  • Beiträge4079

Greetings,

Compulsory Swiss health insurance covers medicines which are included in the List of Pharmaceutical Specialties maintained by the Federal Office of Public Health. When a generic alternative is available, only 80% of the non-generic counterpart is covered.

Supplementary health insurance policies may cover the cost of medicines which are not listed on the List of Pharmaceutical Specialties and provide additional coverage for non-generic medicines. They may also cover the cost of complementary medicine.

However, the exact coverage for medicines differs between individual supplementary insuance policies and is listed on individual information pages in the supplemental health insurance comparison.

So to answer your question: Yes, some medicines are covered by your basic health insurance policy and others may be covered by your supplemental health insurance policies.

Best regards from Moneyguru

More on this topic:
Compulsory Swiss health insurance: Overview of coverage
Supplemental health insurance comparison

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Swiss digital bank

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  • Up to 1% of card spending as saveback in the investment portfolio

Swiss Bank

Bank WIR Bankpaket Top

  • Free account & card

  • No exchange fees for foreign payments (interbank exchange rates)

  • 24 ATM withdrawals worldwide per year free of charge

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Alpian

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