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Dear Moneyguru,
I need a mortgage loan to buy a property for my business. What does this involve and how high does my down payment need to be?
Thank you and kind regards
Hi there,
As a general rule, the down payment for busines property mortgages should cover at least 50% of the purchase price.
That means you will normally need more of your own capital than you would if you were buying yourself a private residence.
However, the exact terms and conditions will vary depending on the lender, the securities you can offer, the property in question, your customer profile and many other factors.
Request quotes from your preferred lenders and compare them in order to find the best deal.
Best regards from Moneyguru
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