Swiss mortgage for house in Germany

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  • BenutzernameMoneyland User Questions
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  • Registriert seit1/27/17
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Is there a Swiss bank which will give me a mortgage to buy a house in Germany?

 
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  • BenutzernameMoneyguru von moneyland.ch
  • OrtSchweiz
  • Status Expert
  • Registriert seit8/4/15
  • Beiträge4072

Greetings,

Many Swiss banks do not accept mortgages for homes outside of Switzerland, while others accept mortgages for homes in certain countries.

Crédit Agricole Suisse, for example, accepts mortgages for holiday homes and investment properties in France - albeit with special amortization and down-payment requirements.

In the case of a property in Germany, you may be able to get a mortgage from Swiss banks located close to the German border. Various factors, including the property in question and your financial situation will play a role, and each bank will have its own set of guidelines.

Consider requesting quotes from various banks in regions which border Germany to find out which banks will accept your mortgage and under which conditions.

An overview of Swiss mortgages can be found in the interactive mortgage comparison on moneyland.ch.

Best regards from Moneyguru

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  • No exchange fees for foreign payments (interbank exchange rates)

  • 24 ATM withdrawals worldwide per year free of charge

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  • High interest on your everyday account

  • Best exchange rates

  • Up to 1% of card spending as saveback in the investment portfolio

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  • No account fees

  • Banking partner: Swissquote & Postfinance

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  • CHF 100 welcome bonus

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