Travel insurance for people with cancer

Here you will find the right answers

About Moneyland Forum

The moneyland.ch forum lets you exchange knowledge on numerous topics related to money and get answers to your questions at any time. Join forum users and experts in discussions relating to banking, investment, insurance, retirement, telecom and everyday money topics.

Show categories

Please login in or sign up to participate in the forum.
 
avatar
  • BenutzernameMoneyland User Questions
  • Status Member
  • Registriert seit1/27/17
  • Beiträge2142

Is there a travel insurance which covers possible medical costs for people with cancer? I have a benign form of cancer for which I am currently undergoing treatment. I plan to visit my family in the U.S. during the spring break and am looking for a travel insurance policy with medical coverage just in case my cancer acts up while I am there. Any suggestions?

 
avatar
  • BenutzernameMoneyguru von moneyland.ch
  • OrtSchweiz
  • Status Expert
  • Registriert seit8/4/15
  • Beiträge4079

Unfortunately, getting a travel insurance policy will not give you much protection in terms of health insurance. Travel insurance policies almost unanimously exclude pre-existing conditions from medical coverage.

If you have supplemental health insurance from a Swiss health insurance company, check whether you policy provides travel health insurance (many do). Here too, however, there may be limitations on coverage for conditions which existed ahead of a trip.

It is worth noting that the basic health insurance coverage you get with your compulsory Swiss health insurance policy does cover you outside of Switzerland as well. The main condition for using this coverage is that you do not go abroad for the purpose of receiving medical treatment. Medical emergencies abroad are covered – up to double the cost of receiving the same treatment in your canton of residence.

A list of the coverage you receive from your compulsory Swiss health insurance policy is available here:

http://www.moneyland.ch/en/basic-swiss-health-insurance-costs-covered-overview

 
avatar
  • BenutzernameDaniel Dreier
  • OrtZürich
  • Status Member
  • Registriert seit11/30/22
  • Beiträge45

You can find detailed information about Swiss health insurance coverage for travel outside of Switzerand in this guide:
Swiss health insurance: Cover for travel outside of Switzerland

Request now for free

Cheap bank accounts with card

Online private account

UBS key4

  • 50 KeyClub points as a welcome gift

  • Online private account with debit card

Swiss digital bank

Radicant

  • High interest on your everyday account

  • Best exchange rates

  • Up to 1% of card spending as saveback in the investment portfolio

Swiss Bank

Bank WIR Bankpaket Top

  • Free account & card

  • No exchange fees for foreign payments (interbank exchange rates)

  • 24 ATM withdrawals worldwide per year free of charge

Swiss digital bank

Alpian

  • CHF 100 welcome bonus

  • Favorable foreign exchange rates

  • Multi-currency account with Visa card (CHF, EUR, USD, GBP) 

Free bank account

Yuh

  • No account fees

  • Banking partner: Swissquote & Postfinance

  • CHF 20 trading credit with code «YUHMONEYLAND»

Request now for free

Cheap bank accounts with card

Online private account

UBS key4

  • 50 KeyClub points as a welcome gift

  • Online private account with debit card

Swiss digital bank

Radicant

  • High interest on your everyday account

  • Best exchange rates

  • Up to 1% of card spending as saveback in the investment portfolio

Swiss Bank

Bank WIR Bankpaket Top

  • Free account & card

  • No exchange fees for foreign payments (interbank exchange rates)

  • 24 ATM withdrawals worldwide per year free of charge

Swiss digital bank

Alpian

  • CHF 100 welcome bonus

  • Favorable foreign exchange rates

  • Multi-currency account with Visa card (CHF, EUR, USD, GBP) 

Free bank account

Yuh

  • No account fees

  • Banking partner: Swissquote & Postfinance

  • CHF 20 trading credit with code «YUHMONEYLAND»

Deal of the Day
×
Online private account

UBS key4

50 KeyClub points as a welcome gift