Using loans to pay bills

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  • BenutzernameMoneyland User Questions
  • Status Member
  • Registriert seit1/27/17
  • Beiträge2142

I want to get a loan to pay my bills and avoid debt collections. Can I get a loan for this purpose? Where can I get a loan to pay my bills?

 
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  • BenutzernameMoneyguru von moneyland.ch
  • OrtSchweiz
  • Status Expert
  • Registriert seit8/4/15
  • Beiträge4079

Although there are a handful of specialized loans (such as educational loans) on the market, the way in which you will use a loan has little affect on Swiss lenders' decisions to approve or deny loan applications and which interest rate you get.

The personal loans comparison on moneyland.ch gives you the option of selecting your intended use for a loan and includes specialized loans based on your selection.

However, whether you are approved and the interest rate you get will depend on your creditworthiness, income, employment status, age and other general criteria.

If you are approved for a personal loan, you can use the money to pay your bills or for anything else you choose.

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Cheap bank accounts with card

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  • 50 KeyClub points as a welcome gift

  • Online private account with debit card

Swiss digital bank

Radicant

  • High interest on your everyday account

  • Best exchange rates

  • Up to 1% of card spending as saveback in the investment portfolio

Swiss Bank

Bank WIR Bankpaket Top

  • Free account & card

  • No exchange fees for foreign payments (interbank exchange rates)

  • 24 ATM withdrawals worldwide per year free of charge

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Alpian

  • CHF 100 welcome bonus

  • Favorable foreign exchange rates

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50 KeyClub points as a welcome gift