Using pension fund savings to found a Swiss AG

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  • BenutzernameMoneyland User Questions
  • Status Member
  • Registriert seit1/27/17
  • Beiträge2142

Hi there,

I am working towards opening my own company and I read that in Switzerland you can withdraw your pension fund savings when you become self-employed. I would like to use my pension fund savings to help me meet the financial requirements of founding a Swiss Aktiengesellschaft (AG). Can I do that?

 
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  • BenutzernameMoneyguru von moneyland.ch
  • OrtSchweiz
  • Status Expert
  • Registriert seit8/4/15
  • Beiträge4079

Hi there,

You are allowed to withdraw pension fund savings when you become self-employed (on certain conditions) because you are only obligated to contribute to a pension fund as an employee.

However, when you found an "Aktiengesellschaft" (AG/SA) or a "Gesellschaft mit beschränkter Haftung" (GmbH/Sarl), you become an employee of that company. As such, you do not qualify as self-employed and are not eligible to withdraw your pension fund assets.

Best regards from Moneyguru

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