Value of Migros Cumulus points

What is the actual cash value of Migros Cumulus points? Are these equal to 1 centime or 10 centimes?

Hi there,

On average, 100 Cumulus points can be redeemed for 1 franc in the form of a voucher. So the basic value of 1 Cumulus point is 1 centime.

When you redeem Cumulus points for merchandise, you may obtain more than the basic value depending on available offers. For example, an item of merchandise which has a 10-franc price tag may be offered to rewards program participants for 800 Cumulus points rather than 1000.

The standard Cumulus points-earning rate is 1 point for every 1 franc of purchases at Migros stores. If you use a Cumulus credit card, you can also earn 1 point for every 2 francs spent at non-Migros merchants.

So every 1000 francs spent at Migros stores earns 1000 Cumulus points, or 10 francs value. Every 2000 francs of non-Migros purchases charged to a Cumulus credit card earns 1000 Cumulus points (10 francs value).

Migros stores regularly offer higher Cumulus point earnings for certain products which they are trying to push.

Best regards from Moneyguru

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