Good morning,

I worked in Switzerland for 4 years and have since left to The Netherlands and been living here for 3 years already (I am also a Dutch citizen). I have left my retirement funds in a vested benefits account and currently considering purchasing a primary resident here in The Netherlands. I read that you can withdraw money from the vested benefits account to use when purchasing a home. Here are my questions:

- The minimum amount to withdraw is 20,000. If I have less than this amount, would it still be possible to withdraw?

- What is the amount taxed in Swizerland to withdraw and also I know there is a double taxation agreement with other EU countries such as The Netherlands, where can I find this amount? Im afraid that due to the taxation, I wont have that much left and that it wont help me much in purchasing a property, and perhaps its best left in the vested benefits account. 

Feedback welcome!

Thank you