What is the qualifying period on legal protection insurance?

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  • BenutzernameMoneyland User Questions
  • Status Member
  • Registriert seit1/27/17
  • Beiträge2142

I just got legal protection insurance and my policy mentions a 3 month qualifying period. What is this qualifying period and how does it affect me?

 
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  • BenutzernameMoneyguru von moneyland.ch
  • OrtSchweiz
  • Status Expert
  • Registriert seit8/4/15
  • Beiträge4079

Hi there,

The term "qualifying period" refers to a period of time after you take out insurance during which you cannot make any claims. Many legal expenses insurance policies have qualifying periods of 3 months before you can file claims. Some apply qualifying periods to specific categories of legal expenses only. Still other policies do not have qualifying periods at all.

You can find applicable qualifying periods of legal insurance policies in the "Waiting period" field on the "Info" pages of policies included in the moneyland.ch legal expenses insurance comparison.

Best regards from Moneyguru

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  • Up to 1% of card spending as saveback in the investment portfolio

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  • No exchange fees for foreign payments (interbank exchange rates)

  • 24 ATM withdrawals worldwide per year free of charge

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