Where to get interest rate predictions

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  • BenutzernameMoneyland User Questions
  • Status Member
  • Registriert seit1/27/17
  • Beiträge2142

I am looking for accurate predications of mortgage interest rates. Knowing what interest rates will look like over the coming years will make choosing the right mortgage a lot easier. For example, getting a forward mortgage could save a lot of money if rates go down in the future. Do you know any tried and proven sources for mortgage rate predictions?

 
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  • BenutzernameMoneyguru von moneyland.ch
  • OrtSchweiz
  • Status Expert
  • Registriert seit8/4/15
  • Beiträge4072

Greetings,

Many home buyers and mortgagors have been surprised at the developments in the mortgage market. Anyone planning on mortgaging a home has an obvious interest in how mortgage interest rates develop in the future.

Unfortunately, nobody can predict for certain how mortgage rates will develop in the future. Reason: There are many different factors which either directly or indirectly affect mortgage rates, and some of these factors are completely unpredictable.

There are a few very general observations which can be made. For example, mortgage rates often follow savings interest rates. However, that is not always the case. Over the past year we have seen interest rates on savings and bonds fall steadily while mortgage rates climbed moderately.

A number of Swiss financial services providers do make mortgage rate predictions. These include UBS, Credit Suisse and Vermögenszentrum.

More on this topic:
Swiss mortgage interest rate comparison

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Cheap bank accounts with card

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Bank WIR Bankpaket Top

  • Free account & card

  • No exchange fees for foreign payments (interbank exchange rates)

  • 24 ATM withdrawals worldwide per year free of charge

Swiss digital bank

Radicant

  • High interest on your everyday account

  • Best exchange rates

  • Up to 1% of card spending as saveback in the investment portfolio

Free bank account

Yuh

  • No account fees

  • Banking partner: Swissquote & Postfinance

  • CHF 20 trading credit with code «YUHMONEYLAND»

Swiss digital bank

Alpian

  • CHF 100 welcome bonus

  • Favorable foreign exchange rates

  • Multi-currency account with Visa card (CHF, EUR, USD, GBP) 

Online private account

UBS key4

  • 50 KeyClub points as a welcome gift

  • Online private account with debit card

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