FKB Business Account

For businesses and small and medium-sized enterprises (SMEs).

Interest rate of 0.1% per year.

Account overdraft rate (CHF): 10% (public corporations 7.5%). Account overdraft only possible in consultation with the client advisor.

Unlimited withdrawal options.

Mastercard Business Card Silver: CHF 100 per year (additional card CHF 50 per year).
Mastercard Business Card Gold: CHF 170 per year (additional card CHF 85 per year).

Nonrecurring costs of capital payment account for GmbH or AG: if an account at FKB/BCF is opened after the payment: 0.1%, minimum of CHF 250, maximum of CHF 2500. Min. CHF 500 if capital does not remain with FKB/BCF after payment is completed.
50% discount for start-ups with legal domicile in the canton of Fribourg.

Account opening: free of charge.
Account management costs: free of charge.
Close-out of account: free of charge.
Statements of account: quarterly free of charge, other + CHF 5. Mail: Postal fees.
Account closure: CHF 8 per trimester.

Incoming payment (Switzerland): CHF 0.5.
Electronic payment order (Switzerland): CHF 0.5.
Electronic payment order (abroad): SEPA EUR payments CHF 0.5; other payments (non-SEPA) CHF 5.5.
Non-electronic payment order: depending on order type.
Permanent order: Arrangement free of charge, execution (Switzerland in CHF): CHF 0.5.
Payment by direct debit (LSV): CHF 0.5.

Debit Mastercard: CHF 40 per year.
Purchases in Switzerland in CHF: free of charge.
Purchases in foreign currencies and abroad: CHF 1.50.

Cash withdrawal at own ATMs: free of charge.
Cash withdrawal at ATMs of other banks in CHF: free of charge.
Cash withdrawal abroad: CHF 5 in addition to foreign exchange rates.

Business Current Account of Freiburger Kantonalbank.