Home Price

In real estate valuation, the term home price refers to either the purchase price or the collateral value of a piece of real estate – whichever is lower.

In Switzerland, the home price is used by lenders for affordability calculations.

If a property is purchased below its market value, then its home price will be the price which the buyer paid for the property. If a property is purchased for a price higher than its market value, its home price for mortgage purposes will be its estimated worth on the market because that is the price for which it could be sold in the event of a foreclosure.

More on this topic:
Swiss mortgage comparison

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Editor Daniel Dreier
Daniel Dreier is editor and personal finance expert at moneyland.ch.

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