Insurance Policy Rider

An insurance policy rider is a clause or amendment which can be added to an insurance policy in order to change or extend the coverage provided.

Typically, insurance providers charge additional premiums for insurance riders. Riders provide a means of adding needed insurance coverage to insurance policies which would not otherwise include that coverage.

Examples of popular insurance riders include the simple theft away from home rider which can be added to many Swiss household insurance policies and the parked car insurance rider which can be added to many Swiss full casco car insurance policies.

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Daniel Dreier is editor and personal finance expert at moneyland.ch.

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