English

KPTwin.doc

Get a free quote now >>

KPTwin.doc

Family doctor model
Primary care: family doctor

Get a free quote now >>

General

General information:

Health insurance model «KPTwin.doc» of the Swiss insurance company KPT.

Health insurance model:

Family doctor model: When you use a family doctor policy, you are required to visit your relevant family doctor first. Your doctor may then refer you to specialists, therapists or hospitals. A primary consultation from your doctor is not necessary in the event of medical emergencies, gynecological examinations and treatments by eye doctors.

Choice of doctor:

Your choice of family doctor is limited to just one doctor from the KPT doctor list.

Medical partner:

Argomed, Doccare, Docnet, DOXnet, Hawa, Seelandnet, Zürcher Gesundheitsnetz.

Pharmacy choice:

You get free choice of pharmacy

Payment methods:

20% of payments are made using the tiers garant payment method, in which you pay and claim reimbursement.
80% of payments are tiers payant, meaning the bills are paid directly by the insurance (KPT).

Reimbursement:

The average waiting period before tiers garant reimbursement from KPT is 5 days.

Financial reserves:

The solvency ratio shows how available financial reserves compare to Federal Office of Public Health (FOPH) minimum reserve requirements. The solvency ratio of KPT is 103% (according to FOPH data). The minimum ratio required by the FOPH is 100%.

Number of policyholders:

A total of 556,753 people hold compulsory health insurance policies from KPT.

Additional child-discount:

KPT does not offer additional premium reductions for more than one child.

Administrative costs:

4.7% (ratio of adminstrative costs to risk-adjusted premiums as per BAG data).

Administrative costs per policyholder:

CHF 177 (as per the most recent BAG data).

Customer satisfaction

General satisfaction 8.1/10 (Very good)

Helpfulness 8.3/10 (Very good)

Billing: flexibility 7.8/10 (Good)

Reimbursement: time frame 8.2/10 (Very good)

Product information 7.9/10 (Good)

More products

KPT Grundversicherung

KPTwin.easy

KPTwin.plus

KPTwin.smart

KPTwin.win

Special offers for Moneyland users

Moneyland Special Offers

Funds

Allianz Fund Investments

Special offer with CHF 200 welcome bonus
No prior knowledge necessary: Advice from experts
One of the 10 largest asset managers worldwide

Swiss Broker

Saxo Bank Special Offer

Special offer: Reimbursement of brokerage fees up to CHF 200 for 90 days
Licensed Swiss bank (FINMA)
Free expert research and trading signals

Swiss Trading Platform

Cornèrtrader Special Offer

Special offer: particularly favorable conditions for Moneyland users
No custody account fees for shares
Swiss online bank with FINMA license

Swiss digital bank

Alpian

CHF 100 welcome bonus
Favorable foreign exchange rates
Multi-currency account with Visa card (CHF, EUR, USD, GBP)

Special offers for Moneyland users

Moneyland Special Offers

Funds

Allianz Fund Investments

Special offer with CHF 200 welcome bonus
No prior knowledge necessary: Advice from experts
One of the 10 largest asset managers worldwide

Swiss Broker

Saxo Bank Special Offer

Special offer: Reimbursement of brokerage fees up to CHF 200 for 90 days
Licensed Swiss bank (FINMA)
Free expert research and trading signals

Swiss Trading Platform

Cornèrtrader Special Offer

Special offer: particularly favorable conditions for Moneyland users
No custody account fees for shares
Swiss online bank with FINMA license

Swiss digital bank

Alpian

CHF 100 welcome bonus
Favorable foreign exchange rates
Multi-currency account with Visa card (CHF, EUR, USD, GBP)

×

Funds

Allianz Fund Investments

Special offer with CHF 200 welcome bonus

Learn more See all deals

Show categories

KPT

Products

Company

Users

Banks & Telecom

Insurance & Pensions

reCAPTCHA

protected by
reCAPTCHA
Privacy - Terms

moneyland.ch is Switzerland’s independent online comparison service covering banking, insurance and telecom. Contact us