Limited Payment Whole Life Insurance

Limited premium whole life insurance is a form of whole life insurance for which premiums are paid over only part of the insurance term rather than throughout your entire lifetime. You pay higher premiums during the premium-payment term in order to build equity in the policy quickly. After a predefined term, you are no longer required to make premium payments.

This form of life insurance is useful for individuals who want lifetime life insurance, but prefer to pay for the insurance coverage during their working life. This helps to avoid their being unable to keep up with premium payments – and risk losing their insurance coverage – during retirement.

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  • One of the 10 largest asset managers worldwide

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