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Natural Hazard

In insurance, the term “natural hazard” denotes a natural catastrophe.

A number of hazards fall under this category: Flooding, storms, hail, mountain slides, falling rocks, avalanches and structure collapse resulting from heavy snow.

As a rule, earthquakes are not included in the list of natural hazards covered by Swiss insurance policies.

Natural hazards are covered by household insurance, and by law, your deductible for natural hazard claims is fixed at 500 francs.

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Editor Daniel Dreier

Daniel Dreier is editor and personal finance expert at moneyland.ch.

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moneyland.ch is Switzerland’s independent online comparison service covering banking, insurance and telecom. More than 100 unbiased comparison tools and calculators are available on moneyland.ch, along with useful financial guides and timely news. The comprehensive comparison tools help you to find the right insurance policies, bank accounts, credit and prepaid cards, loans, mortgages, trading accounts and telecom products for your needs. The guarantee of independence applies.

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