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Private Accounts

OKB Youth Account

Youth private account

General information:

Youth account of Obwaldner Kantonalbank.

Age:

For individuals between 12 and 26 years of age.

Account type:

Youth Account

Currency:

CHF

Interest rate:

Up to CHF 20,000: 0.75% per year.
From CHF 20,000: 0.05% per year.

Withdrawals:

Withdrawals up to CHF 100,000 per month are allowed without notice. There is a notice period of one month for higher amounts.

Account opening:

The account opening is free of charge.

Account management:

The account management is free of charge.

Closing of account:

The closing of account is free of charge.

Termination of banking relationship:

The termination of the banking relationship costs CHF 20.00.

Annual account closure:

The annual account closure is free of charge.

Statements of account:

The monthly statements of account by mail are subject to charges.

Incoming payment:

Incoming payment in CHF are free of charge.

Outgoing payment (Switzerland):

Electronic payment orders in CHF are free of charge.

SEPA payment:

Electronic SEPA payment orders in EUR are free of charge.

Non-SEPA payment (abroad):

Fee of CHF 5.00 per electronic non-SEPA payment order in foreign currency.

Direct debit (LSV) Switzerland:

Electronic payment orders by direct debit (LSV) within Switzerland are free of charge.

Standing order Switzerland:

Electronic standing orders in CHF within Switzerland are free charge.

Annual fee debit card:

Debit card: There is no annual fee to pay.

Purchase Switzerland:

Debit card: Purchases in Switzerland in CHF are free of charge.

Purchase abroad:

Debit card: For purchases in foreign currencies, there is a fee of CHF 1.50. In addition, there is a fee of 0.5% of the purchase amount.

Cash withdrawal Switzerland:

Cash withdrawal at ATMs of other banks in CHF: free of charge up to 6 withdrawals per year. Above 6 withdrawals per year: CHF 2 per withdrawal.

Cash withdrawal abroad:

Debit card:
Per cash withdrawal abroad, there is a fee of CHF 5.00. In addition, there is a fee of 0.5% of the amount.

Special services:

Maestro card, Mobile banking, Online banking

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