English

ÖKK CASAMED Select

Multiple: Pharmacy/telemedicine
Primary care: Pharmacy or telemedicine
Free quote

General

General information:

Health insurance model «CASAMED Select» of the insurance company ÖKK.

Health insurance model:

Pharmacy model: Holders of pharmacy-model policies are required to visit pre-specified pharmacies as a first stop. From there they are referred to doctors, specialists, therapists, or hospitals.

Choice of doctor:

Your choice of doctors is limited by ÖKK CASAMED Select requirements.

Medical partner:

Medgate.

Telmed consultation:

Recommendations made during telemedicine consultation are not binding.

Pharmacy choice:

Choice of pharmacies is limited to those on the ÖKK CASAMED Select pharmacy list.

Payment methods:

10% of payments are made using the tiers garant payment method, in which you pay and claim reimbursement.
90% of payments are tiers payant, meaning the bills are paid directly by the insurance (ÖKK).

Reimbursement:

The average waiting period before tiers garant reimbursement from ÖKK is 3.5 days.

Financial reserves:

The solvency ratio shows how available financial reserves compare to Federal Office of Public Health (FOPH) minimum reserve requirements. The solvency ratio of ÖKK is 135% (according to FOPH data). The minimum ratio required by the FOPH is 100%.

Number of policyholders:

A total of 174,496 people hold compulsory health insurance policies from ÖKK.

Additional child-discount:

ÖKK does not offer additional premium reductions for more than one child.

Administrative costs:

6.5% (ratio of adminstrative costs to risk-adjusted premiums as per BAG data).

Administrative costs per policyholder:

CHF 212 (as per the most recent BAG data).