Prepaid card
PostFinance Package SmartPlus
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Account & cards for adults
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Free cash withdrawals
Banking package of PostFinance. Provides customers with private account, savings account, PostFinance Card and the standard/classic credit card. Young adults up to 23 years, who are at the beginning of their professional life after completing their education and young adults between the ages of 21 and 30 who are not qualified for the SmartStudents or SmartYoung banking package, receive the SmartPlus banking package for a maximum of 3 years at half price.
The savings account is available in CHF and EUR.
The private account is available in CHF, EUR, AUD, CAD, DKK, GBP, JPY, NOK, SEK and USD.
The account management costs per customer relationship (single or partner account) CHF 10 per month. With investment assets (funds, securities) of CHF 25,000 or more, a mortgage or life insurance policy from PostFinance, the account management costs per customer relationship (single or partner account) CHF 5 per month.
Surcharge for paper documents: per customer relationship (single or partner account) CHF 5 per month.
The additional charge for paper documents includes account statements, interest statements, credit card bills, payment orders and standing orders.
Cash withdrawals in CHF at ATMs of the same bank in Switzerland are free of charge.
Cash withdrawals in CHF at ATMs of other banks in Switzerland are free of charge.
Cash withdrawals abroad are free of charge.
From CHF 50,000: 0% per year.
withdrawals:
Withdrawal possibilty: CHF 100,000 per calendar year and customer.
10 withdrawals per year are free of charge, additional withdrawals cost CHF 8 per withdrawal.
Larger amounts are subject to a notice period of 3 months.
In the case of partner accounts, the partnership is considered a single customer.
Free Visa Classic / Mastercard or CHF 50 discount on Gold or Platinum credit card.
Purchase abroad in foreign curency:
Cashback program of PostFinance credit cards.
interest rate:
Moneyland Special Offers
Moneyland Special Offers
Amex Gold & Alpian Account
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45'000 bonus points (instead of 15'000)
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Cornèrtrader Special Offer
Special offer: particularly favorable conditions for Moneyland users
No custody account fees for shares
Swiss online bank with FINMA license
Amex Platinum Card
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Extra bonus: 75,000 instead of 45,000 Membership Rewards points
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Yuh
No account fees
Banking partner: Swissquote & Postfinance
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Deal of the Day 
Up to CHF 550 Benefit
Amex Gold & Alpian Account
50% off the annual fee in first year
