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Prepaid card

PostFinance Mastercard Value

Prepaid card
Private account necessary
With cash back

General

Card network

Mastercard

Card type

Prepaid

Issuer

PostFinance

Currency

CHF

General information

Owners of a SmartPlus, SmartStudent or Smart Young banking package receive a CHF 50 discount on a prepaid or credit card.

General conditions

In order to get the card, you need an account with the same bank.

Customer satisfaction

General satisfaction 8.2/10 (Very good)

Helpfulness 8.0/10 (Very good)

Product information 8.0/10 (Very good)

Assistance 7.9/10 (Good)

Costs

Annual fee

The annual fee is CHF 50.00.

Aufladegebühr

There is no reloading fee.

Additional cards

No additional cards.

Card loss

A replacement card costs CHF 30.00.

Purchase abroad in CHF

Purchases abroad in CHF are subject to the payment of an administrative fee. The administrative fee is 1.7% of the purchase amount.

Purchase abroad in foreign currency

For purchases abroad or online in foreign currencies there is an administrative fee of 1.7% of the purchase amount.

Exchange rate markup

1.865% is the average markup of the EUR/CHF exchange rate against the interbank rate according to the latest regular samplings of moneyland.ch. The actual markup may vary daily.

Cash withdrawal in Switzerland

Per cash withdrawal in Switzerland there is a fee of 3.5% of the amount with a minimum of CHF 10.00.

Cash withdrawal abroad

Per cash withdrawal abroad there is a fee of 3.5% of the amount with a minimum of CHF 10.00. Additionally, there is an administrative fee of 1.70%.

Services

Mobile payments

Apple Pay, Google Pay, Samsung Pay, Fitbit Pay, Garmin Pay, Swatch Pay

General coverage

24-hour service, Contactless payments, Mobile-App, Online-Tool

Bonus points / cash-back

You earn 0.6% cash back on purchases charge during the first year and 0.3% cash back after that. Fees, interest and cash withdrawals are excluded from turnover.

Special offers for Moneyland users

Moneyland Special Offers

Swiss digital bank

Alpian Savings Account

Up to 1% interest if you open your account before February 28, 2025*
Any number of withdrawals possible without any withdrawal limits or notice periods
Monthly interest crediting

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Free bank account

Yuh

No account fees
Banking partner: Swissquote & Postfinance
CHF 20 trading credit with code «YUHMONEYLAND»

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Swiss Broker

Saxo Bank Special Offer

Special offer: Reimbursement of brokerage fees up to CHF 200 for 90 days
Licensed Swiss bank (FINMA)
Free expert research and trading signals

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Swiss digital bank

Alpian

CHF 75 welcome bonus with referral code LAND25.
Favorable foreign exchange rates
Multi-currency account with Visa card (CHF, EUR, USD, GBP)

Benefit now

Special offers for Moneyland users

Moneyland Special Offers

Swiss digital bank

Alpian Savings Account

Up to 1% interest if you open your account before February 28, 2025*
Any number of withdrawals possible without any withdrawal limits or notice periods
Monthly interest crediting

Benefit now

Free bank account

Yuh