PostFinance Business Account

SME, Startup, Self-employed, Large company, Public-sector entity

CHF, USD, EUR

For businesses: large companies, small and medium-sized enterprises (SMEs) and startups.

0% per year.

The rate of debit interest is 9.5% p.a (CHF, EUR).
The rate of debit interest is 5% p.a (USD, JPY, GBP).
The rate of debit interest is 7% p.a (SEK, NOK, DKK, AUD, CAD).

Unlimited withdrawal options.

Visa Business Card: CHF 80 per year. Cash-back.

Nonrecurring costs of capital payment account for GmbH or AG: CHF 145.

Account opening: free of charge.
Account management fee (CHF, EUR): CHF 60 per year (other foreign currency CHF 24 per year).
For businesses outside of Switzerland: CHF 25 per month.
Free of charge from 60,000 transactions within Switzerland.
Close-out of account: free of charge.
Statements of account: electronically free of charge. Per mail CHF 3 per month for 1 statement of account plus postal fees.
Account closure: Yearly, free of charge.

Incoming payment (Switzerland): free of charge.
Electronic payment order (Switzerland): CHF: free of charge.
Electronic payment order (abroad): SEPA payments in Euro free of charge; other payments (non-SEPA) and currencies CHF 2 per payment.
Non-electronic payment order: depending on order type.
Permanent order: Execution (Switzerland in CHF): free of charge.
Payment by direct debit (LSV): free of charge.
National incoming and outgoing payments: from 60,000 transactions CHF 0.12 per transaction, from 100,000 transactions CHF 0.08 per transaction, from 1 million transactions on request.

PostFinance Card: CHF 30.
Purchases in Switzerland in CHF: free of charge.
Purchases in foreign currencies and abroad: 1.5%.
 

Cash withdrawal at ATMs of PostFinance: free of charge.
Cash withdrawal at ATMs of other banks in CHF: CHF 2.
Cash withdrawal abroad: CHF 5 and exchange rates.

Debit Mastercard, Mobile banking, Online banking, Credit card, Startup advisory

Not specified.

Business account of PostFinance.
The business account is available in CHF, EUR and eight other foreign currencies (USD, AUD, GBP, DKK, JPY, CAD, NOK, SEK).