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Prepaid card

PostFinance Visa Platinum Card

Platinum credit card
Private account necessary
With cash back

General

Card network

Visa

Card type

Platinum

Issuer

PostFinance

Currency

CHF

General information

Not specified.

General conditions

In order to get the card, you need an account with the same bank.

Spending limit

There is no maximum limit.

Payment method

eBill, Direct debit (LSV), QR-bill, Prepayment

Carrying balances

Carrying balances possible. If the invoice is not paid by the set deadline, an effective annual interest of 9.5% is owed.

Late payment fees

There are no reminder fees.

Customer satisfaction

General satisfaction 8.2/10 (Very good)

Helpfulness 8.0/10 (Very good)

Product information 8.0/10 (Very good)

Assistance 7.9/10 (Good)

Ratings

Customer satisfaction

Bonus points / cash-back

Car rental discounts

Frequent flyer miles

Airport lounge access

Concierge service

Charity & sustainability

Various vouchers & discounts

Insurance: death & disability

Insurance: rescue & repatriation

Insurance: medical expenses

Insurance: flight delay & cancellation

Insurance: car rental

Insurance: luggage

Insurance: purchase protection

Insurance: return protection

Insurance: best price guarantee

Insurance: legal protection

Insurance: various

Costs

Annual fee

The annual fee is CHF 250.00.

Paper invoice

Kostenlos.

Additional cards

First additional card free of charge. Each additional card CHF 90.

Card loss

A replacement card costs CHF 30.00.

Purchase abroad in CHF

Purchases abroad in CHF are subject to the payment of an administrative fee. The administrative fee is 1.7% of the purchase amount.

Purchase abroad in foreign currency

For purchases abroad or online in foreign currencies there is an administrative fee of 1.7% of the purchase amount.

Exchange rate markup

1.865% is the average markup of the EUR/CHF exchange rate against the interbank rate according to the latest regular samplings of moneyland.ch. The actual markup may vary daily.

Cash withdrawal in Switzerland

Cash withdrawals in Switzerland are free of charge.

Cash withdrawal abroad:

There is an administrative fee of 1.7%.

Special services

Samsung Pay, Apple Pay, Google Pay, Swatch Pay, Fitbit Pay, Garmin Pay, 24-hour service, Contactless payments, Mobile access, Online account, PIN, SMS service, Additional cards

Bonus points / cash-back

Cashback of 1% in the first year and 0.5% in the following year. Fees, interest and cash withdrawals are excluded from turnover.

Car rental discounts

Discount at Avis.

Airport lounge access

Standard Priority Pass membership (discounted entry to participating airport lounges) plus 2 complimentary lounge visits annually (each additional entry CHF 30).

Concierge service

Concierge service provided by Allianz Travel Switzerland. No additional booking fee.

Insurance: cancellation & assistance

Coverage of up to 15,000 Swiss francs per incident for trip cancellations or trip delays.

Insurance: car rental

Collision and loss damage waiver up to 5000 Swiss francs.