Prepaid card

PostFinance Savings Account for Young People

  • Youth savings account

  • Only possible with bank package

General information:

Only available as part of the SmartKids or SmartYoung bank package.
Online statements of account: free of charge.

Age:
For individuals up to the age of 20.
Account type:
Youth savings account
Currency:
CHF
Interest rate:
Up to CHF 25,000: 0.8% per year.
From CHF 25,000 to CHF 50,000: 0.3% per year.
From CHF 50,000: 0.05% per year.
Withdrawals:

Withdrawal possibilty: CHF 100,000 per calendar year and customer. 10 withdrawals per year are free of charge, additional withdrawals cost CHF 8 per withdrawal. Larger amounts are subject to a notice period of 3 months.

Account opening fee:
The account opening is free of charge.
Account management costs:
The account management is free of charge.
Closing of account fee:
The closing of account is free of charge.
Termination of banking relationship:
The termination of the banking relationship is free of charge.
Minimum deposit:
Not specified.

Special offers for Moneyland users

Moneyland Special Offers

Free bank account

Yuh

  • No account fees

  • Banking partner: Swissquote & Postfinance

  • CHF 20 trading credit with code «YUHMONEYLAND»

Swiss Broker

Saxo Bank Special Offer

  • Special offer: Reimbursement of brokerage fees up to CHF 200 for 90 days

  • Licensed Swiss bank (FINMA)

  • Free expert research and trading signals

Swiss digital bank

Alpian

  • CHF 75 welcome bonus with referral code LAND25.

  • Favorable foreign exchange rates

  • Multi-currency account with Visa card (CHF, EUR, USD, GBP) 

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Free bank account

Yuh

No account fees