Prenuptial Agreement

A prenuptial agreement is a notarized financial contract signed by two people who plan on getting legally married.

This agreement specifies which property and liabilities become joint estate – meaning they belong to the couple collectively – and which remain the separate estate of each individual.

In Switzerland, a marital agreement – which can be drafted before or during a marriage – can be used as a prenuptial agreement.

Prenuptial agreements (marital agreements in Switzerland) are useful tools for managing private estates. They can be used to specify whether certain assets will be the sole property of just one spouse, and whether certain assets will be joint property.

While prenuptial agreements are primarily used to avoid conflicts in the case of divorce, their can also be used for tax optimization and asset protection. For example, by designating certain assets to their spouse, a borrower may be able to protect those assets from seizure by creditors. A person taking on debt can use a marital agreement to exempt their spouse from liability for their debt.

More on this topic:
Marriage in Switzerland: Financial Pros and Cons
Divorce in Switzerland: Financial questions and answers
 

Special offers for Moneyland users

Moneyland Special Offers

Swiss Bank

Bank WIR Bankpaket Top

  • Free account & card

  • No exchange fees for foreign payments (interbank exchange rates)

  • 24 ATM withdrawals worldwide per year free of charge

Swiss Broker

Saxo Bank Special Offer

  • Special offer: Reimbursement of brokerage fees up to CHF 200 for 90 days

  • Licensed Swiss bank (FINMA)

  • Free expert research and trading signals

Swiss Trading Platform

Cornèrtrader Special Offer

  • Special offer: particularly favorable conditions for Moneyland users

  • No custody account fees for shares

  • Swiss online bank with FINMA license

Swiss digital bank

Alpian

  • CHF 100 welcome bonus

  • Favorable foreign exchange rates

  • Multi-currency account with Visa card (CHF, EUR, USD, GBP) 

Funds

Allianz Fund Investments

  • Special offer with CHF 200 welcome bonus

  • No prior knowledge necessary: Advice from experts

  • One of the 10 largest asset managers worldwide

Special offers for Moneyland users

Moneyland Special Offers

Swiss Bank

Bank WIR Bankpaket Top

  • Free account & card

  • No exchange fees for foreign payments (interbank exchange rates)

  • 24 ATM withdrawals worldwide per year free of charge

Swiss Broker

Saxo Bank Special Offer

  • Special offer: Reimbursement of brokerage fees up to CHF 200 for 90 days

  • Licensed Swiss bank (FINMA)

  • Free expert research and trading signals

Swiss Trading Platform

Cornèrtrader Special Offer

  • Special offer: particularly favorable conditions for Moneyland users

  • No custody account fees for shares

  • Swiss online bank with FINMA license

Swiss digital bank

Alpian

  • CHF 100 welcome bonus

  • Favorable foreign exchange rates

  • Multi-currency account with Visa card (CHF, EUR, USD, GBP) 

Funds

Allianz Fund Investments

  • Special offer with CHF 200 welcome bonus

  • No prior knowledge necessary: Advice from experts

  • One of the 10 largest asset managers worldwide

Deal of the Day
×
Swiss Bank

Bank WIR Bankpaket Top

Free account & card

Editor Daniel Dreier
Daniel Dreier is editor and personal finance expert at moneyland.ch.