Radicant Private Account
Open free account nowGeneral information:
Swiss private account for use by smartphone.
Radicant is a Swiss bank, so deposits of up to CHF 100,000 are guaranteed.
There are no surcharges for card payments (online or in shops) and cash withdrawals abroad.
Transfers in foreign currencies and abroad are not yet possible.
The debit card costs a one-time fee of CHF 10.
Part of the cash deposits are invested in green bonds to support global sustainability projects.
Age:
There are no limitations.
Account type:
Online Account
Currency:
CHF
Interest rate:
Up to CHF 250,000: 1.25% per year.
From CHF 250,000: 1% per year.
From CHF 250,000: 1% per year.
Withdrawals:
There is no withdrawal limit.
Account opening:
The account opening is free of charge.
Account management:
The account management is free of charge.
Closing of account:
The closing of account is free of charge.
Termination of banking relationship:
The termination of the banking relationship is free of charge.
Annual account closure:
The annual account closure is free of charge.
Statements of account:
The monthly statements of account by mail are free of charge.
Incoming payment:
Incoming payment in CHF are free of charge.
Outgoing payment (Switzerland):
Electronic payment orders in CHF are free of charge.
SEPA payment:
SEPA payments are not possible.
Non-SEPA payment (abroad):
Non-SEPA payments are not possible.
Direct debit (LSV) Switzerland:
Electronic payment orders by direct debit (LSV) within Switzerland are free of charge.
Standing order Switzerland:
Electronic standing orders in CHF within Switzerland are free charge.
Annual fee debit card:
Debit card: In the first year, there is a fee of 10.00. In the subsequent years, the annual fee is CHF 0.
Purchase Switzerland:
Debit card: Purchases in Switzerland in CHF are free of charge.
Purchase abroad:
Debit card: Purchases in foreign currencies are free of charge.
Cash withdrawal Switzerland:
Cash withdrawals at all ATMs in Switzerland in Swiss francs (CHF): 12 withdrawals per year free of charge, then CHF 2 per withdrawal.
Cash withdrawal abroad:
Debit card:
Per cash withdrawal abroad, there is a fee of CHF 5.00.
Per cash withdrawal abroad, there is a fee of CHF 5.00.
Special services:
Visa Debit, Mobile banking
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