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Prepaid card

Raiffeisen Private Member Account

Member checkings account
Fees may vary between bank branch offices

General information:

Private member account of Raiffeisen Switzerland. Members of Raiffeisen cooperatives must buy at least one interest-bearing share certificate (from CHF 200).

Age:

For individuals from the age of 18.

Account type:

Standard Account

Currency:

CHF

Interest rate:

0% per year.

Withdrawals:

There is no withdrawal limit.

Account opening:

The account opening is free of charge.

Account management:

Account management costs 60 francs per year according to the recommendation of Raiffeisen Switzerland. However, it is free of charge with a mortgage, savings deposits, a deposit or pension assets of at least 20,000 francs or with a regular account receipt (for example salary) of at least 1260 francs.

Closing of account:

The closing of account is free of charge.

Termination of banking relationship:

The termination of the banking relationship is free of charge.

Annual account closure:

The annual account closure is free of charge.

Statements of account:

The monthly statements of account by mail are subject to charges.

Incoming payment:

Incoming payment in CHF are free of charge.

Outgoing payment (Switzerland):

Electronic payment orders in CHF are free of charge.

SEPA payment:

Fee of CHF 1.00 per electronic SEPA payment order in EUR.

Non-SEPA payment (abroad):

Fee of CHF 3.00 per electronic non-SEPA payment order in foreign currency.

Direct debit (LSV) Switzerland:

Electronic payment orders by direct debit (LSV) within Switzerland are free of charge.

Standing order Switzerland:

Electronic standing orders in CHF within Switzerland are free charge.

Annual fee debit card:

Debit card: In the first year, there is no annual fee to pay. In the subsequent years, the annual fee is CHF 48.00.

Purchase Switzerland:

Debit card: Purchases in Switzerland in CHF are free of charge.

Purchase abroad:

Debit card: For purchases in foreign currencies, there is a fee of 1.25% of the purchase amount with a minimum of CHF 1.50.

Cash withdrawal Switzerland:

Cash withdrawal at ATMs of other banks in CHF: free of charge up to 12 withdrawals per year. Above 12 withdrawals per year: CHF 2 per withdrawal.

Cash withdrawal abroad:

Debit card:
Per cash withdrawal abroad, there is a fee of CHF 4.50.

Special services:

Debit Mastercard, Visa Debit, Mobile banking, Online banking

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