Rating

Rating agencies like Moody’s, Fitch and Standard & Poor’s provide ratings of borrowers based on their overall creditworthiness.

The rule of thumb is: The higher the creditworthiness and therefore the resulting rating, the lower the investment risk and the lower the potential for profit.

During the financial crisis, even the reputations of highly-regarded rating agencies suffered due to their incorrect valuations.

Ratings of Swiss banks
Ratings used by rating agencies

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Swiss Bank

Bank WIR Bankpaket Top

  • Free account & card

  • No exchange fees for foreign payments (interbank exchange rates)

  • 24 ATM withdrawals worldwide per year free of charge

Swiss digital bank

Radicant

  • High interest on your everyday account

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Free bank account

Yuh

  • No account fees

  • Banking partner: Swissquote & Postfinance

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Alpian

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  • Favorable foreign exchange rates

  • Multi-currency account with Visa card (CHF, EUR, USD, GBP) 

Online private account

UBS key4

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Swiss Bank

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Free account & card

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Expert Benjamin Manz
Benjamin Manz is CEO of moneyland.ch and an independent expert on banking and finance.