English

Revolving Credit

The term “revolving credit” or “revolving loan” refers to a type of loan which can be accessed repeatedly by a borrower in varying quantities (within the confines of a line of credit). The borrowed assets are repaid, either in part or in full, on an ongoing basis.

Standard loans, on the contrary, must be settled via a series of regular repayments. Revolving loans do not have a fixed repayment schedule.

In Switzerland, revolving loans can be accessed using credit cards (including store cards), current accounts and overdraft loans.

Some Swiss lenders offer personal loans with no fixed loan term and no fixed repayment schedule (a minimum regular repayment is generally required). These are also a form of revolving credit.

More on this topic:
Interactive personal loans comparison
Interactive loan calculator

Swiss personal loan comparison

Find the right loan now

Compare now

Request now for free

Leading credit cards

Free credit card

Swisscard Cashback Cards Amex

No annual fees
Two cards Amex & Visa/Mastercard
With cash back

Learn more now

Free credit card

Migros Cumulus Visa

No annual fees
With Cumulus points
Without foreign currency fees

Learn more now

Free credit card

Swisscard Cashback Cards Amex

No annual fees

Learn more See all deals

Expert Benjamin Manz

Benjamin Manz is CEO of moneyland.ch and an independent expert on banking and finance.

Information

About moneyland.ch

moneyland.ch is Switzerland’s independent online comparison service covering banking, insurance and telecom. More than 100 unbiased comparison tools and calculators are available on moneyland.ch, along with useful financial guides and timely news. The comprehensive comparison tools help you to find the right insurance policies, bank accounts, credit and prepaid cards, loans, mortgages, trading accounts and telecom products for your needs. The guarantee of independence applies.

Company

Users

Banks & Telecom

Insurance & Pensions

protected by
reCAPTCHA
Privacy - Terms

moneyland.ch is Switzerland’s independent online comparison service covering banking, insurance and telecom. Contact us